Associate Relationship Manager - 1st Century Bank
Los Angeles, CA  / Costa Mesa, CA  / Encino, CA 
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Posted 30 days ago
Job Description
Description

1st Century Bank, a division of MidFirst Bank, is a full service bank with a vision of unparalleled client service in Los Angeles. The Bank's core principles are flexibility, responsiveness, and the ability to create tailored solutions, coupled with its commitment to provide exceptional client service. Our bankers work in a team effort to develop a deep understanding of their clients, and work with and on their behalf to develop solutions tailored to meet their needs. Nothing is overlooked. Everything is considered.

This position will be a part of the Relationship Management team. The successful candidate will learn and apply general underwriting responsibilities, client relationship development, portfolio maintenance, and business development skills. This position is considered an entry into the relationship manager or credit executive and will include extensive training to advance into a successful banker. Responsibilities include, but are not limited to:
  • Ensure credit portfolio has the required updated financials and is meeting compliance guidelines.
  • Obtain financial and other information; coordinates the financial analysis; draws the appropriate conclusions and identify key risks to the Bank; recommends terms and conditions such as rates, collateral, guarantees, and loan agreements.
  • Assist relationship managers with initial loan structures, pre-underwriting, pricing models, and deposit relationship pro-forma.
  • Liaise with other business units internally to ensure client needs are met and to contribute to developing solutions and products that will ensure 1st Century Bank's leading edge.
  • Partners with Relationship Managers to promote all bank products and services to establish total client banking relationship.
  • Monitors and analyzes relationship and accounts with clients in portfolio. Determines overall profitability of relationship and recommends how to further develop. Prepares various reports for management.
  • Maintains an awareness of competitive products, practices, rates and changes in the market area.
  • Exercises sound credit and risk judgment in approving transactions. Recommends approval when transaction size exceeds authority limits.

Salary Range: $80,000.00 - $125,000.00.

Qualifications

Behaviors
Team Player - Works well as a member of a group
Detail Oriented - Capable of carrying out a given task with all details necessary to get the task done well

Motivations
Self-Starter - Inspired to perform without outside help
Entrepreneurial Spirit - Inspired to perform well by an ability to drive new ventures within the business


Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

MidFirst and its affiliates are Equal Opportunity Employers- M/F/Disability/Vets
A Drug Free Workplace

 

Job Summary
Company
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Experience
Open
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